This app provides an advance on your wages, allowing you to cover urgent purchases or unexpected expenses until your next payday. It connects you to loan lenders who can deposit your funds as quickly as the next business day, making the process of borrowing money even easier.
With our cash advance app, you can request anywhere from $100 to $2,500 by simply submitting an amount and your basic information. We handle all the hard work by passing your details to a network of over a hundred lenders, and if connected with one, you can complete the application fully online without having to fill out forms or scan documents.
Using our app is a better option than searching for lenders on your own because it saves you time and effort. To use our app, you must meet some basic requirements, such as being a legal US citizen with a fixed address, at least 18 years old, earning a minimum of $1,000 per month, and having a bank account in your name.
To start using our cash advance app, simply follow these steps: choose an amount between $100 and $2,500, provide your information, wait a few minutes to see if you've been offered a loan, review the offer, and digitally sign it if you want to proceed. There's no need for physical paperwork or waiting in line, and using our app is completely free.
While we cannot guarantee that no credit check will be carried out, even users with bad credit have a chance of getting approved. Please note that this app is not a lender, loan broker, or agent, and we do not make any credit, lending, or approval decisions. Our sole purpose is to connect users with licensed lenders who can offer loans between $100 and $2,500, though not all lenders can provide these amounts.
The minimum and maximum repayment period for loans through our app is between 65 days and 3 years, and the exact terms may vary between lenders. The cost of your loan is expressed as an Annual Percentage Rate (APR), which is determined by factors such as the principal amount, repayment schedule, and other terms. The maximum APR you can be charged is limited by some states and can range from 6.63% to 35.99% for qualified consumers, depending on the lender.
Before signing any loan agreement, your lender will clearly show you the APR and other loan conditions, as required by law. As an example, a $2,000 loan taken out over 2 years with a 19% APR would cost a total of $760 in fees, making the total amount to be repaid $2,760 with a monthly payment of $115.
Thank you for choosing our app to help with your financial needs. We hope to make the process of borrowing money as easy and stress-free as possible for you.