The Western Union® money transfer app allows users to easily send money, track money transfers, pay bills, review exchange rates, and find agent locations all from their mobile device. With the ability to send money to over 200 countries and territories in 130 currencies, recipients can receive funds directly to their bank account or mobile wallet, or pick up cash in their own currency at a convenient location.
In addition to money transfers, the app also offers the option to top-up mobile numbers around the world and use a convenient prepaid Visa® card for low fees and shopping wherever Visa Debit is accepted. Users can also quickly make a transfer by scanning their credit or debit card using their device's camera to avoid mistakes.
The app also features a widget to easily view the latest international exchange rates and compare the US dollar to other currencies. Users can save their receiver's details for quick and safe repeat transfers, as well as pay bills on the go. For added convenience, users can start their money transfer on the app and pay in cash at a participating agent location.
Western Union offers multiple payment options, including bank account, cash at an agent location, or credit/debit card, and allows users to choose how their recipient will receive the funds. The app also provides important disclosures about fees and exchange rates, and users can easily find nearby agent locations or contact customer service for any questions.
It's important to note that Western Union makes money from both transfer fees and currency exchange, and users should carefully compare fees and rates when choosing a money transmitter. The app also offers the option to transfer money to digital wallets in select countries, and users should be aware of any additional third-party charges that may apply. Overall, the Western Union® money transfer app offers a convenient and secure way to send and receive money internationally.