The Klarna app provides a comprehensive overview of your purchases, upcoming payments, and outstanding balance. It also offers push notification reminders to help you stay on top of your finances. You can use the app to shop at your favorite brands and access flexible payment options, including Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.
By shopping through the app, you can earn up to 10% cashback without having to deal with confusing points systems. This cashback is added directly to your Klarna balance, making it easy to use for future purchases at any store. Additionally, the app offers the option to get a Klarna card, which can be used at any location that accepts Visa. This allows you to pay later or over time, shop abroad without foreign exchange fees, and avoid monthly or annual fees.
The Klarna app also allows you to easily manage your Klarna balance, including adding money and collecting cashback from purchases. You can also use the app to split the cost of a purchase into 4 smaller, interest-free payments, both in-store and online. The app also features daily deals and discounts from various stores around the world, making it easy to save money on your purchases.
In addition to its shopping features, the Klarna app also offers helpful tools such as live updates on deliveries, hassle-free returns, and instant shopping confirmation. It also provides 24/7 customer service through its in-app chat feature. It's important to note that California residents can use the app for loans arranged or made under a California Financing Law license.