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FloatMe: Budget & Cash Advance

7.7.2 by FloatMe

(0 Reviews) November 05, 2024

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Latest Version

Version
7.7.2

Update
November 05, 2024

Developer
FloatMe

Categories
Finance

Platforms
Android

Downloads
0

License
Free

Package Name
io.floatme.floatmeapp

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More About FloatMe: Budget & Cash Advance

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account and more by becoming a member.* ‍No credit checks. No interest. No request for tips ever. No problem. Repay when you get paid or can afford it.

FloatMe is a financial application that offers cash advances, financial forecasting, low balance alerts, offers, spending insights, and secure bank account connections. With FloatMe, users can access their earned but unpaid wages through "Floats" to pay bills, buy groceries, or get gas. The app is available for download and users can connect their bank accounts to get started. Floats can be requested at no cost and funds are typically received within 3 days, but for an additional fee, users can expedite an "Instant Float" and receive funds within minutes. The Financial Forecast feature calculates a user's likely available balance based on recurring expenses and projected paydays. Low balance alerts help users avoid overdraft fees by notifying them when their bank balance is getting low. Offers from partner companies can help users save or make money. Spending insights provide a quick view of transactions and help users understand their spending habits. To securely connect bank accounts, FloatMe uses Plaid Portal with 256-bit bank-level security. This ensures the safety of users' information and money. However, prepaid cards are not supported. FloatMe's mission is to guide Americans towards financial prosperity by providing tools to earn, manage, and save money. Membership to FloatMe costs $3.99 per month and includes access to all of the app's features. The subscription fee is auto-renewed every month, but can be canceled at any time through the app or by contacting support. Cash advances, or "Floats," are not guaranteed and are only available to members. They are not loans and do not have a mandatory repayment period. FloatMe is not a payday loan, cash loan, or personal loan app. There is no interest on the advanced money and the optional Instant Float feature incurs a transfer fee of $3-$7. As of October 1, 2023, Cash Advances are not available to Connecticut residents and as of August 1, 2024, they are not available to Maryland residents. FloatMe is not affiliated with other loan or money apps such as Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance. The app's privacy policy and terms and conditions can be found on their website. FloatMe is located in San Antonio, Texas.

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