Branch is a financial application that allows you to manage your money in various ways. With a Branch account and card, you can save, spend, or send your earnings however you like. This gives you the flexibility to use your money in a way that best suits your needs and financial goals.
One of the main features of Branch is the ability to save your money securely in a digital wallet. You can even set aside funds for specific financial goals using the Savings Goal feature. This allows you to have a dedicated savings plan and work towards achieving your financial objectives.
Branch also allows you to easily send your money to external bank accounts or to peers by connecting with other peer-to-peer (P2P) apps. This makes it convenient to transfer money to others when needed.
With the Branch Card, you can shop in-person or online, pay for gas and groceries, and even get cash for free at over 55,000 ATMs. This gives you the freedom to use your money for everyday expenses without worrying about additional fees or charges.
In addition to these features, Branch also offers fast and flexible access to your earnings. Your money is pushed into your account as soon as your company pays you, eliminating the need to wait for bank delays or paper checks. You can also create your own payday by accessing up to 50% of your earned wages on-demand to cover unexpected expenses.
Branch also provides fee-free banking options, meaning you won't have to worry about overdraft charges, in-network ATM fees, or other hidden bank fees. Additionally, you can access free financial wellness tools such as cash back rewards, personalized spending insights, and the ability to pay bills and transfer money easily.
Signing up for Branch is quick and easy, taking only 90 seconds or less. And if you need help, their responsive customer support team is available via phone or in-app chat. Branch also partners with Evolve Bank & Trust, Member FDIC, to provide banking services and the Branch Mastercard Debit Card.
Lastly, Branch offers access to Greenhouse, a digital marketplace platform hosted and managed by MoneyLion. This allows you to browse and apply for various financial products and services offered by MoneyLion's partner organizations. Keep in mind that all loan offers require an application and approval by the lender, and other fees may apply depending on the lender's terms and conditions.