The Manage Accounts application allows users to easily view and manage all of their financial accounts in one place. This includes checking, savings, credit cards, loans, and investment accounts. Users can view their account balances and review recent activity, as well as activate or replace credit or debit cards. They can also set up alerts for important account information. The app also offers the ability to transfer money and pay bills securely. Users can send and receive money using Zelle® with just a U.S. mobile number or email address. They can also transfer funds between their Bank of America and linked Merrill accounts, as well as pay bills. With the Check Deposit feature, users can simply take photos of their checks to deposit them into their checking or savings account. They will receive immediate confirmation that their check is processing. The app also features Erica, a virtual financial assistant. Users can ask Erica to find transactions, pay bills, and more. They can also receive valuable alerts and helpful insights. Security is a top priority for the app. Users can set up Touch ID® or Face ID® for added security. If fraudulent activity is suspected on their card, they will be notified. The app also offers a Mobile Banking Security Guarantee, so users are not liable for fraudulent transactions when reported promptly. For those who also have investment accounts with Merrill, the app allows them to manage their investments. They can trade stocks, ETFs, and mutual funds, as well as view up-to-date market data, news, and quotes. They can also securely send messages and documents to their advisor. The app also offers the ability to easily check FICO® credit scores and view the key factors that affect them. Users can also access financial education and savings and budgeting tools. They can set up and manage savings goals, track their spending by category, and create budgets based on previous spending or from scratch. It's important to note that investing involves risk and there is always the potential to lose money. The app also offers insurance and annuity products through Merrill Lynch Life Agency Inc. Overall, the Manage Accounts app provides a convenient and secure way for users to manage all of their financial accounts in one place. It offers a variety of features and tools to help users stay on top of their finances and make informed decisions.